Life Insurance Calculator

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This life insurance calculator will help you to decide how much life insurance you need. The calculator works upon the premise that your survivors will invest the life insurance benefits they receive.
Funeral cost, estate taxes, etc. ($):
Amount needed to pay of non-mortgage debt ($):
Amount needed in emergency fund ($):
Amount needed in college fund ($):
Expected average annual living expenses ($):
Expected spouse's average annual income after taxes ($):
Annual Social Security Benefits ($):
Spouse's current age (#):
Value of current liquid assets ($ total of savings, investments, etc.):
Expected survivor's investment strategy:

Life insurance needs:

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